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How to Apply - Programs

At Habitat for Humanity we believe everyone should have a safe, affordable place to call home. 

Blue Water Habitat for Humanity offers two programs for low income residents in St. Clair and Sanilac Counties.  

Homeownership Program--available those residents looking to purchase a home.  Homes rehabilitated or constructed by Blue Water Habitat and volunteers in partnerships with families accepted into the program.  At the completion of a home, the pre-selected family will purchase the home which Blue Water Habitat will sell at no profit and finance at zero interest.  Blue Water Habitat strives to meet Five Star Energy Efficiency standards so not only are mortgage payments affordable to low income residents but utility payments are also lower for the families.  

Homeownership applicants must meet a three-fold criteria for qualification based on need, ability to pay and willingness to partner.  Please see the guidelines and qualifications on Guidelines and Applications tab of the website.  


Home Repair Programs--available to residents that already own their home but are having difficulty maintaining.  Low income residents needing assistance with home repairs should contact our Family Services department to discuss repairs needed and if it would qualify.  You can reach the Family Services staff by calling 810-985-9080 ext. 204 or emailing [ email ].

A Brush With Kindness offers homeowners assstance with minor exterior home repairs, such as porch railings, exterior painting, ramp construction and more.  Repairs are generally exterior and under $3,000.  


Critical Home Repair offers help with more extensive home repairs.  Those needing extensive repairs should contact a family services team member to see if they are eligible.

Veterans Repair Corps is available through a grant from the Home Depot Foundation.  This provides critical home repairs to local veterans.  A family services team member can explain the steps to qualifying for this program if funding is available.